The money Trap of 30s

Things I learn from Danlok

1. Buying a house that I can’t afford.
   ( Affect every other expense together)
2. Spending more than 40% of household income into first residence.
3. Buying a car that I can’t afford .
4. Not investing/ not investing enough. 
5. Not having a high income skills.
6. Not having clarity in financial goals.