The money Trap of 30s

Things I learn from Danlok

  1. Buying a house that I can’t afford.
    ( Affect every other expense together)
  2. Spending more than 40% of household income into first residence.
  3. Buying a car that I can’t afford .
  4. Not investing/ not investing enough. 
  5. Not having a high income skills.
  6. Not having clarity in financial goals.

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